Insurance Requirements Quiz

Insurance Requirements Quiz

Test your knowledge about insurance requirements for drivers with this informative quiz!

published on November 10, 2023
1/11

Which type of car insurance covers the cost of repairs for damages caused by an accident you are responsible for?

Which type of car insurance covers the cost of repairs for damages caused by an accident you are responsible for?
Comprehensive insurance
Collision insurance
Liability insurance
Uninsured motorist insurance
2/11

What is the minimum amount of liability insurance coverage required in most states in the United States?

What is the minimum amount of liability insurance coverage required in most states in the United States?
$10,000
$25,000
$50,000
$100,000
3/11

In some states, drivers are required to carry personal injury protection (PIP) insurance. What does PIP insurance typically cover?

In some states, drivers are required to carry personal injury protection (PIP) insurance. What does PIP insurance typically cover?
Medical expenses
Property damage
Legal fees
Rental car expenses
4/11

Which of the following would NOT be covered by comprehensive car insurance?

Which of the following would NOT be covered by comprehensive car insurance?
Vandalism damage
Theft of the vehicle
Rear-ending another car
Fire damage
5/11

What type of car insurance is required by lenders when financing a vehicle?

What type of car insurance is required by lenders when financing a vehicle?
Collision insurance
Liability insurance
Comprehensive insurance
Uninsured motorist insurance
6/11

Which of the following is NOT a factor considered by insurance companies when determining premium rates?

Which of the following is NOT a factor considered by insurance companies when determining premium rates?
Age
Driving record
Height
Location
7/11

What does uninsured motorist insurance typically cover?

What does uninsured motorist insurance typically cover?
Bodily injury expenses
Vehicle repairs
Lost wages
Legal representation
8/11

Which type of car insurance provides coverage for damage caused by incidents other than collisions?

Which type of car insurance provides coverage for damage caused by incidents other than collisions?
Collision insurance
Uninsured motorist insurance
Liability insurance
Comprehensive insurance
9/11

What does liability insurance typically cover?

What does liability insurance typically cover?
Injuries to the policyholder
Damage to the policyholder's vehicle
Damage to other people's property
Medical expenses of other drivers
10/11

What does collision insurance typically cover?

What does collision insurance typically cover?
Damage caused by natural disasters
Damage caused by accidents with other vehicles
Damage caused by theft
Damage caused by vandalism
11/11

What is the purpose of comprehensive car insurance?

What is the purpose of comprehensive car insurance?
To cover medical expenses
To provide liability protection
To cover damages caused by theft or natural disasters
To provide coverage for rental car expenses